I've never met Mr. Bernard Madoff, though he is currently living about 80 miles from me near Raleigh/Durham. If I could have a Starbuck's moment with him, I might ask him why he went "ghost" as far as his 50 billion dollar sandcastle empire? OK, I only took an intro course in Economics at Page High (no further) but here's the motley fool's math: Since 1926, when lumped together, the average return on mutual funds is over 11
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